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The federal tax penalty was eliminated effective Jan. 1, 2019. That means you won’t have to pay a federal tax penalty if you fail to enroll in minimum essential coverage for major medical insurance.

Choosing health insurance coverage can definitely feel overwhelming, and the temptation can be to focus on the monthly premium rather than the big picture. To find the best health insurance plan for you, start by considering your healthcare needs and budget for the year to come. Also, be sure to consider what your healthcare expenses were in the past year and if your current coverage was adequate.

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